While children might be gifts from God, getting them treated for expensive conditions can sure burn a hellhole in your pocket. If we throw an objective look at how we raise human children, we would know that they are an expensive affair. Right from baby care products to their inoculation and medicines- there is a certain life standard you must attain to have healthy kids. Not to mention the soaring high costs of education and insurmountable student debts. In this article, we discuss some of the more expensive treatments aside from the regular ones- so that if, God forbid, your child is diagnosed with one- you may have an opportunity to plan ahead. You must also read your medical cover plans to look out on jargon that excludes the coverage of these conditions. In case your insurance does not cover such conditions, the other solution is to invest in a medical discount plan which is similar to a Cheap Health Insurance for Miami residents but with added benefits. More on that later. Let us now look at the most expensive treatments of children’s conditions.
Mental Disorders for Children
According to the Agency of HealthCare Research and Quality (AHRQ), the most expenditure on kids’ condition was made on treating mental health disorders. The cost included prescription medicines such as antipsychotics, antidepressants, anti-anxiety drugs, stimulants and mood stabilizing drugs and psychotherapy which addresses the emotional response to the mental illness. About 41.5% of the cost was on prescription medicines alone. Total expenditures to treat mental disorders were close to $20 billion dollars with millions of children diagnosed with various mental disorders.
Asthma/ Chronic Obstructive Pulmonary Disease
Next in line is the treatment of Asthma/ COPD. According to the AHRQ report, about $12 billion dollars were being spent annually in treatment of these diseases. With triggers as common as pollen, air pollution, dust mites, mold spores- asthma is increasingly becoming one of the most common diseases affecting children. About 24% of the expenditures came from inpatient hospitalizations. The devices used for severe asthma or COPD are the short acting bronchodilator inhalers. Multimed USA offers Cheap Health Insurance for Miami residents and include the best experts on Asthma/ COPD on their provider networks.
Trauma and related disorders
Trauma takes the crown for the third most expensive treatment costs in the US. AHRQ reports about $5.8 billion dollars spent on treating trauma related disorders for children in 2011 alone and about 6.7 million children were treated. Most of the expenditure on these are related to the emergency room care which is mandatory for the treatment.
Acute Bronchitis and Upper Respiratory Infections
About nine to fourteen million children are diagnosed with acute bronchitis annually. Although the disease can last for a couple of weeks, it has great capacity to loosen hundreds of dollars from your pocket. More than three fourths of the total expenditure, as the AHRQ reports, was made for using ambulatory service.
Otitis Media or Ear Infections
Of the most painful and revolting conditions of the ear, otitis media/ ear infections are the least expensive of all the treatments listed. In this case also more than three fourths of the expenditure was made on the ambulatory services. As per AHRQ about $427 were spent on an average on the treatment of each child in 2011. The treatment includes administering antibiotic medicines and application of a suitable analgesic.
Not only are the listed diseases expensive but they are also fairly common, therefore it is wise to plan ahead and for other health issues like broken bones that can be costly and acquire adequate health cover or medical discount plans.